Accounts And Identity
Identity theft
Using someone’s personal information for fraud.
What it means
Identity theft happens when someone uses your personal details to open accounts, get benefits, make purchases, file claims, or commit fraud.
Example
You receive a bill for a credit card you never opened.
Warning signs
- Unknown accounts appear on your credit report.
- You receive debt collection calls for unfamiliar charges.
- Expected mail or account notices stop arriving.
- You receive alerts for applications you did not submit.
Safer next steps
- Freeze or lock your credit if needed.
- Report fraudulent accounts quickly.
- Change passwords for affected accounts.
- Keep records of reports and communications.