Red flag checklists
A short pause can protect a big decision.
Use these simple checklists before you click a link, send money, or share information. No sensitive data required.

Need help choosing what to do?
Use the Before You Act tool if you want a guided pause plan based on the type of message, call, payment, job offer, relationship, investment pitch, support popup, or social profile.
Open Before You Act
Before You Click
Use this when a message, link, QR code, attachment, or button feels urgent or unusual.

Before You Pay
Use this before sending money, gift cards, crypto, wire transfers, or payment app transfers.

Before You Share Information
Use this before sharing identity details, account access, documents, photos, or private information.